The British economy has been bolstered of late by individuals spending their windfall money from insurance mis-selling.
Thousands of people in the UK have been getting compensation for Payment Protection Insurance sold to them inappropriately.
Recent research indicates that most of the compensation money has been used for buying holidays and cars.
So far a total of £13.3bn has been paid out, with much of it giving the UK a healthy economic boost. Experts say that is the equivalent of a 1% rise in GDP, which has in turn enhanced greater confidence in spending among the rest of the population.
The survey suggests that the average payout was about £2,810 and that people spent the money on consumer goods in an average time of just three weeks. It also suggested that only 12% of recipients have saved part of their compensation money.
The most popular purchase was a holiday, with 24% of respondents saying they had used some or all of their cash on travel.
Buying a car was another clear favourite, with 22% saying they bought a new or second-hand vehicle. The UK has had a spell of booming car sales.
Others bought household goods and furnishings and while 10% said they spent their compensation on clothes and 5% bought new shoes.